credit card

The Evolution of Credit Card Technology through Fintech Innovations

The Evolution of Credit Card Technology through Fintech Innovations

Credit card technology has come a long way, evolving from simple magnetic stripes to advanced Fintech innovations that revolutionize transacting. EMV chips improved security, while contactless payments brought speed and convenience. Moreover, mobile wallets have integrated credit cards into our digital lives, making physical cards nearly obsolete.  AI now detects fraud in real-time, and virtual…

All You Need To Know About What Are Reloadable Prepaid Visa Card 

All You Need To Know About What Are Reloadable Prepaid Visa Card 

Are you tired of carrying large amounts of cash or struggling to track all your credit card bills? It might be the right time to consider using a reloadable Visa card. These cards are becoming increasingly popular due to their incredible financial benefits and ease of use.  As the name implies, these cards bear the…

How is the credit card limit decided?

How is the credit card limit decided?

When you apply for a credit card, the underwriters in the company help to decide what limit should be placed on your credit card. All credit card companies check out several factors, including your credit score, payment history, repayment capacity, etc. Once satisfied with your application, the issuer will then decide on the credit limit….