3 Things Insurance Companies Don’t Want You to Know About Your Claim

Purchasing a quality insurance policy will offer financial security in the event of a loss. The policyholder might not always be aware of certain additional insurance secrets. Understanding them will help you find out the true worth of your claim.

Additionally, it helps to hire a lawyer who understands all the complexities involved in a compensation claim. Insurance companies use numerous tricks to reduce compensation. They take advantage of the consumer’s lack of knowledge and use it to their advantage.

For instance, being involved in an accident can be frightening and perplexing. Most individuals are aware that if they are involved in an accident, they should call the police. Calling one’s insurance company or the at-fault driver’s insurance company is something that most people are also aware of. Now, the crucial query: Is it wise to retain legal counsel? 

Yes, choosing to work with an attorney is beneficial because they can help you navigate the claims process and handle issues that insurance adjusters may not be willing to discuss. Help from an attorney becomes very important to make sure that you are well-informed and supported all along the way. Websites like www.klezmermaudlin.com offer all the resources you need to know more about accident claims and hire quality legal representation.

Many insurance companies will try to downplay your injuries or trick you into accepting a settlement that is much lower than what your case is worth. You can get more compensation with an attorney’s assistance.

Here are the top 3 things that one must be aware of because this is something that your insurance company doesn’t want you to know:

  1. Be ready for the doctor who is referred by the insurance company to downplay your injuries. To save the insurance company money, the doctors working for the firm will deliberately minimize your injuries, attribute them to pre-existing conditions, and take any other action necessary to undermine your claim. There is still hope if this occurs to you. You are free to see any doctor of your choosing for a second opinion.
  1. Everything you say to an insurance adjuster or sign with the insurance company has the potential to be used against you. You will be asked to provide a recorded statement by adjusters. They try to convince you that the accident was your fault or that you weren’t wounded. Additionally, adjusters will need your consent to provide the insurance company access to all of your medical records. The adjuster will then use your documents against you to support their decision to give you lower compensation.
  1. Lastly, as previously mentioned, retaining legal counsel equals a larger payout! After an accident, if you contact the insurance company right away, the adjuster could advise against speaking with a lawyer. In an attempt to discourage you from hiring legal counsel, some adjusters may even go so far as to make false claims about personal injury attorneys. The purpose of adjusters’ statements is to save insurance companies’ money. When you hire a lawyer, that lawyer will take the insurance company to court to maximize your benefits.

It is important to know these 3 important things so that you can be more alert. After any form of accident, it’s important to ensure that your Insurance companies in Ontario is trustworthy and doesn’t fool you in any way. Experienced lawyers can help you with your insurance claims and ensure you aren’t getting deceived by the insurance company.

Previous Post
Next Post