After a motorcycle accident, dealing with insurance adjusters can make an already difficult situation even more stressful.
It’s important to understand that insurance adjusters might not always act in your best interests.
In these situations, getting help from motorcycle accident lawyers is essential to navigate the complexities of the claims process and protect your rights.
Let’s uncover what insurance adjusters might not tell you after a motorcycle accident, so you can be better prepared to handle your case.
➢ Underestimating Future Costs
Insurance adjusters might not consider all the costs related to your motorcycle accident injuries.
This includes ongoing medical care, rehab, and future lost earnings. When working on a settlement, it’s important to think about all the ways your injuries will affect you long-term, including any future expenses.
Motorcycle accident lawyers can help you figure out how your injuries will impact you in the long run, ensuring that your settlement fully covers all your damages.
➢ Recorded Statements
After a motorcycle accident, insurance adjusters may ask you for a recorded statement. It’s important to cooperate, but be cautious.
Insurance adjusters might use your words against you to reduce their responsibility or reject your claim.
Motorcycle accident lawyers can help you handle requests for recorded statements and make sure your rights are protected during the claims process.
➢ Limited Payouts
When you talk to insurance adjusters about compensation for your motorcycle accident claim, they might not tell you the full policy limits.
It’s important to know that insurance policies have limits on how much they will pay for things like medical expenses, lost wages, and pain and suffering.
Motorcycle accident lawyers can help you figure out the policy limits and find other ways to get compensation if needed.
Beware of Delay Tactics
Insurance companies might use tactics to delay your claim and pressure you into agreeing to a lower settlement.
These tactics can include repeatedly asking for more documents, scheduling unnecessary medical exams, or extending the claims process for a long time.
It’s important to stay patient and persistent with your claim, and motorcycle accident lawyers can help you deal with any obstacles or delays.
What to Do If Your Claim is Denied?
If your motorcycle accident claim is denied by the insurance adjusters due to reasons like insufficient evidence or disputed liability, do not worry. You can appeal the decision.
Motorcycle accident lawyers can examine the reasons for the denial, gather more evidence to support your claim, and represent you in the appeals process to fight for the compensation you deserve.
Seek Legal Representation
You have the right to have a lawyer help you through the process of claiming compensation for a motorcycle accident.
Motorcycle accident lawyers can give you important advice and support, fighting hard to get the compensation you deserve and protecting your rights.
Don’t let insurance adjusters pressure you into accepting less than what you deserve. Hiring a motorcycle accident lawyer can help make sure that you are treated fairly every step of the way.
Read more:
Best Practices for Motorcycle Safety on the Road